Structured settlements are financial or insurance arrangements which claimants accept to resolve claims arising from personal injury or to compromise statutory and periodic payment obligations. As a rule of thumb, structured settlements may incorporate spendthrift requirements and income tax on top of the benefits. Structured settlements have many advantages over that of lump sum payouts. For one, they are tax free. For another, they ensure additional security. Now claimants of annuity-based payments need not worry about market downturns adversely affecting their future health care needs. A third advantage of structured settlements is its flexibility. Payment periods may range from 5 to 20 years depending on the injured party’s requirement. This section contains articles that will help you understand structured settlements better.
Displaying 1-10 of 10 result(s). Is Now The Right Time To Exit A Non-core Business?
Posted by jim damon. Published on Dec 11, 2009
In the current environment, accelerated disposal processes are often being adopted to minimise the period of uncertainty for stakeholders while potential expressions of interest are being explored.
Sell Structured Insurance Settlements – Tips And Advice
Posted by S Kung. Published on Sep 29, 2009
Some people who are involved in an insurance settlement get rewarded structured settlements. Instead of a lump sum payment the person gets a percentage of the total paid out every year. This means the person gets annual payment every year until the settlement runs out.
Lump Sum Settlement – The Positives And The Negatives
Posted by Stefano Grossi. Published on Aug 25, 2009
You will find a large number of articles telling to either keep your structured settlement or to sell your annuity payments for a lump sum cash settlement. However this article will help you quickly weigh the benefits and disadvantages of exchanging your annuity for cash.
The Structured Settlements Idea
Posted by Dan Michele. Published on Jun 26, 2009
f your structured settlement is already in place, keep in mind that it was probably set up from the beginning in a way that is tax-advantaged for you. You may therefore have significant tax penalties if you decide to sell your payments for a lump sum.
Other Ways To Find Annuity Leads
Posted by Billings Farnsworth. Published on Jun 10, 2009
The Booklet Prospecting has developed a simple 1-2-3 Step program for advertising for annuity leads and the return on investment (ROI) has proven to be a successful and lucrative program. For those who feel you have exhausted your publication list, there are some other ways to get leads.
Find A Company To Purchase Your Settlement
Posted by DJ Raymond. Published on May 02, 2009
Companies are always looking to buy structured settlements at a profit. The overall value of the structured settlement that the person sells is not equal to the amount that the company pays. In other words, the person selling the settlement will not receive the total cost of the settlement from the company that buys it.
Structured Settlements And How They Can Benefit You
Posted by Richard Hastings. Published on Apr 11, 2009
In 1982 Congress enacted the Periodic Settlement Act which adopted certain rules to encourage the use of structured settlements to resolve medical malpractice and serious personal injury cases. Under a structured settlement, an injury victim does not receive compensation for his or he injuries in one lump sum. Instead, the injured party will receive periodic payments which will be made over an agreed upon period of time.
Deal With The Right Company For Structured Settlement
Posted by Dreena Moore. Published on Mar 19, 2009
The basic role of these companies is to assist you in receiving the payment and ensure that you complete all the procedures without any problem. Secondly, see the experience of company in selling structured settlements. See whether they have been able to successfully meet the needs of the people and provide them with the assistance to get cash for structured settlement payment or not?
Working With A Life Settlement Company
Posted by Caitlina Fuller. Published on Feb 07, 2009
Many people are choosing to cash in on their life insurance policy before they actually pass away. This may seem odd, but it is possible, without actually working with your life insurance company. Instead of simply cashing out the plan, you can work with a life settlement company.
Interesting Facts About Senior Settlement
Posted by Cathrine Thomas. Published on Nov 10, 2008
Senior settlement is the most popular way where senior citizens could sell not needed life insurance polices. There might be number of reasons on why senior citizen policy holder may desire to sell. The person perhaps no longer be able to maintain up with the premium of policy, or he perhaps desire to free up some amount for any other investments plan. ….